Klarna

Pay with Klarna

We've partnered with Klarna to give you a better shopping experience. It’s a safe and simple way to get the jewellery you want, when you want it.

How it Works

When you're ready to check out, simply select Klarna as your payment option. You'll be directed to Klarna's website to complete your payment, and then you'll return to our site. It's that easy!

Option 1: Pay in 30 Days

Shop now and get up to 30 days to pay for your order. There are no fees or interest when you pay on time.

Select 'Pay in 30 Days' at checkout. No card details are required at this stage.
Your order will be shipped.
Klarna will email you with instructions on how to pay.
Complete your payment online within 30 days using a credit or debit card.

A soft credit search will be performed, which does not affect your credit rating.

Option 2: Pay in 3 Instalments

Split your purchase into three equal, interest-free payments. The first payment is taken when your order is confirmed, and the remaining two are automatically scheduled every 30 days.

Select 'Pay in 3 Instalments' at checkout.
Enter your debit or credit card details.
Your order will be shipped after the first payment is processed.
The remaining two payments will be automatically charged to your card every 30 days.

Klarna will perform a soft credit search which does not impact your credit score.

Frequently Asked Questions

Am I eligible?

To use Klarna's credit products, you must be at least 18 years old and a UK resident. Eligibility is also subject to your financial circumstances.

Will this affect my credit score?

Choosing Pay in 30 Days or Pay in 3 Instalments will not affect your credit score, as long as you make your payments on time. Klarna only performs a soft credit search.

What happens if I make a return?

If you return your items, your Klarna balance will be adjusted accordingly. Any refunds will be processed by Klarna.

Need help with your Klarna payment?

For questions about your payment, your Klarna account, or financial difficulties, please visit the Klarna Customer Service page.

Important Information

Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford your monthly repayments on time.

Carathea and Jools is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.